We provide California and New Jersey drivers with free, comparative quotes on auto insurance policies from multiple insurance carriers. Our partnerships with the nation's largest and most reputable car insurance companies combined with our decades of experience allow us to provide you with the cheapest, most affordable auto policy quotes in the least amount of time.
So if you think you're currently paying too much for car insurance or perhaps are unsure if you can get auto coverage...we should talk.
Auto or car insurance coverage is actually comprised of multiple policies that include bodily injury, property damage, collision repair, and others. Most of these can be classified into two basic categories.
1. Your Liability
The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
2. Your Car
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Determining how much car insurance you need can be complicated. Given the number of possible policy and carrier combinations out there, the amount of insurance you need is best determined with the help of an experienced insurance agent.
You can inform the agent of your current needs and budget and the agent can help you find policies that meet those needs and budget.
Do you feel you're paying too much for car insurance? That's never a good feeling and the reason could be any one of dozens of causes. Here are a few of the factors that cause higher car insurance rates:
Perhaps the most common cause of high car insurance is not shopping for better rates. The first thing you'll want to do when looking to reduce your car insurance rates is request a policy review.
Finding the cheapest or most affordable car insurance can only be found by researching multiple carriers and the policies of those carriers on a regular basis, and then comparing those to your particular car insurance needs. Sound like a lot of work? It is.
But that's why we're here - to handle the research and comparison process using the most recent market information in order to hand you the budget-friendly available rates at that time. Just request an auto quote from us and we'll get started.