Let's face it: Moving is stressful. It's the worst and best moments of your life all wrapped into one giant ball of emotions. For many, moving ranks right up there with getting braces as a major life event we dread before it even happens.
Between the expenses, contacting the homeowner's insurance company, changing your address with the USPS, packing, unpacking, and coordinating the whole thing, we're not surprised moving is more stressful than divorce.
Before you start loading up the Budget truck, read ahead for our compiled 30-day handy moving checklist, to keep you and your family happy on hauling day.
5 Questions to Ask Your Insurance Agent Before Moving
While you may have cardboard boxes on the brain, it's still important to contact your homeowner's insurance agent to understand the ins and outs of moving. Regardless of how big or small your move, something will break or get lost, and you might cry, but knowing what's covered by your homeowner's insurance policy will give you some comfort.
Here is a list of questions every mover should ask their homeowners' insurance agency:
- Does my homeowner's insurance policy cover the move itself or property damage?
- Does my policy cover cross-state moves?
- How long should I keep my old house coverage?
- What is the cost of homeowner's insurance in my new house?
- Is my property covered if I put it in storage?
30-Day Moving Checklist
We get it, the idea of planning your haul in 30 days is not our idea of a good time. To prevent a move-gone-wrong, we've put together this 30-day moving checklist. Check it out!
1. Make Reservations. The first thing you need to do is get moving quotes. Remember, they will increase the closer you get to the moving date so act quickly.
2. DIY Move. If you decide to move without movers, you consider adding extra insurance coverage for liability purposes.
3. Pack Non-Essentials. Whatever you don't use on a day-to-day basis start packing it. Packing now gives you an opportunity to purge unnecessary items. If you have insurance coverage, make sure to take pictures of your items as you're packing.
4. Utilities. Contact the local utility companies (cable, internet, electricity, trash, etc.) to tell them when to shut off your power. You'll also want to make appointments to have your utilities turned on at your new house.
5. Change of Address. Go online to https://moversguide.usps.com to change your address and get mail forwarded.
6. Banks. Don't forget to change your address with your bank and credit card companies.
7. Insurance. You'll want to talk to an insurance agent to see what is covered and what's not during your move. And, ask them if they can transfer your insurance to your new home. If you're renting, you'll want to get renter's insurance.
8. Local Services. If you have lawn services, housekeeper, or a babysitter, notify them of your move.
9. Subscriptions. If you have magazine subscriptions or a monthly Amazon subscriber, remember to update your address.
10. Keep Packing. Aim to pack 2-5 boxes per week, so you're not overwhelmed on the last week. Use masking tape to label the boxes by room and contents.
11. Schools. Transfer your child's student records to your new school of choice.
12. Health. Talk to your current doctor's and dentists to see if they have any referrals at your new location. And, make sure to refill prescriptions.
13. Pets. If you have pets, contact your vet to get their records transferred to you and the new veterinarian's office. Also, make sure you have their tags updated.
14. Friends & Family. Email friends and family your new forwarding address.
15. Create an Essentials Bag. In your essentials bag, pack the basics like sheets, utensils, bathroom supplies, etc. of what you'll need for the first night in your new home.
16. Clean. Begin cleaning as much as you can before the final walk-through.
17. Big Items. Now, you can start moving the big furniture items like your couch, beds, dressers, etc.
18. Unplug Appliances. Unplug your fridge, freezer, and anything in plugs into the wall.
19. Final Walk-through. Scan your entire house for areas that need a final cleaning or anything you may have forgot to pack. Also, bring your phone to take pictures to show how everything looked after your move.
20. Say Thank You. If you hired movers or begged friends and family to help send them a note or a small gift to say thank you.
Ready for the Big Move?
Pat yourself on the back for attacking this move like a boss. So now, take a breath, have a cup of joe, and relax for a minute. If you still have questions, contact your insurance agent just to make sure is good to go. But, hey, you're ready. Have a great move!