Whether you’re an enthusiast or a first-timer rider, having fun, being responsible and being safe is just plain cool (and in most states, legally required).
That means finding the right motorcycle insurance to protect you and your sweet ride.
We'll help you take the fast lane to buying motorcycle insurance by gathering the best plans from top companies at the cheapest rates available.
All you have to do is choose the best policy and ride on...it's that simple.
Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.
Most people rely on motorcycle insurance to protect themselves against loss in case of an accident.
In most states, yes. In the states of California and New Jersey for example, you need to have at minimum a basic liability insurance policy in order to ride legally.
There are several factors involved in determining how much your motorcycle insurance policy will cost, including your age, driving record, type of motorcycle, level of coverage, etc.
For example, a rider that's over 25 years of age with a good driving history and common motorcycle might end up paying around $300 per year. Yet a younger rider on a crotch-rocket or riders with bad driving histories my pay over $1,000 per year.
Don't forget that you can bundle your motorcycle policy with any others you may have to reduce your premiums!